Meet Marta
Marta helps you |
Trusted by more than 8,000 users
Helps save an average of 15% every month
Your 24/7 financial assistant on Telegram
Try Marta free for 7 days — no credit card required
Trusted by more than 8,000 users
Helps save an average of 15% every month
Your 24/7 financial assistant on Telegram
Try Marta free for 7 days — no credit card required
MANUAL EXPENSE
TRACKING 
IS TIME-CONSUMING
AND FRUSTRATING
Without clear results,
tracking quickly feels like
wasted effort
Skip a few days — and
getting back on track feels
overwhelming
After just a few days,
expenses blur together
and details get lost
MANAGE
YOUR MONEY
IN A NEW WAY
— WITH AI
Manage your finances as easily as sending a message. Marta works right in Telegram
— no extra apps required.
ANALYZE YOUR
FINANCES
GET ANSWERS IN
SECONDS
MAKE
SMARTER 
FINANCIAL
DECISIONS
Send a voice message
Upload a transaction screenshot or receipt
Upload a bank statement
Send a text
message
WHY PEOPLE
CHOOSE MARTA?
Marta — Your AI Finance
Assistant
Add multiple expenses instantly
Send a voice message or a screenshot — Marta processes payments from any period, any time.
Simple budgeting, automatically
Marta manages your budget directly in Telegram. No extra apps needed.
Powerful analytics and practical insights
Not just pretty charts, but real insights on where to save, which subscriptions to cut, and how to spend smarter.
Gets smarter with every interaction
If something is unclear, Marta asks. And she remembers your choices.
Any language, any currency
Marta learns from your data to deliver more accurate results over time.
Every expense has to be entered manuallу and categorized
You have to open the app each time and deal with a confusing interface
Reports are outdated and hard to understand
Many transactions end up in categories like “Other” or “Uncategorized”
You’re limited to one language and one currency, with manual conversion for everything else
Other Finance Apps
SHARE DATA,
NOT BANK LOGINS
We Never Ask For Banking Access
You Control What You Share
Protected With 256-Bit Encryption
Zero Sharing With Third Parties
Marta was developed by an IT company
with a 20-year history
PRICING
Try Marta Free for 7 Days
$8.90/mo
$3.74/mo
Save 58%
7 months free
Billed annually
Free trial available
Get a yearly plan and save 58%
$8.90/mo
Monthly payment
Cancel at any time
Start a free 7-day trial
Try Marta Free
Add payments via voice messages
Add payments from PDF, TXT, and CSV files
Expense analytics and smart insights
Visual reports by period and category
Category clarification and self-learning
Custom spending categories
Backup to Google Sheets
Real-time notifications
Support for 170 global currencies
Add payments via voice messages
Add payments from PDF, TXT, and CSV files
Expense analytics and smart insights
Visual reports by period and category
Category clarification and self-learning
Custom spending categories
Backup to Google Sheets
Real-time notifications
Support for 170 global currencies
FAQ
What is Marta, and how does it work?
Marta is your personal financial assistant that helps you keep your finances under control.
Simply send a voice message, a screenshot of your expenses, or a bank statement — Marta will record your expenses, categorize them, and instantly provide clear analytics.
What insights will I get?
Once you start adding expenses, Marta can provide:
• A clear breakdown of your expenses by time period and category
• Clean, visual reports for any period, category, or merchant
• Lists of payments based on specific criteria, such as all subscriptions or restaurant expenses
• In-depth analytics for financial questions like “Why did I spend more last month?” or “How much did I spend on taxis this month?”
• Smart suggestions to help you save money and manage your finances more efficiently
Why does Marta work inside Telegram?
Marta runs entirely within Telegram — one of the world’s most popular messaging apps, with over 1 billion users.
No need to download another app. If you use WhatsApp or Messenger, Telegram will feel instantly familiar. It’s fast, secure, and works perfectly across all your devices.
Is my data safe?
Yes. Your privacy is our top priority.
All messages are encrypted via Telegram, and we don’t store your personal data longer than necessary to generate insights.
Marta doesn’t access your bank account — it only analyzes what you share.
What kind of receipts and statements can I send?
You can send:
• Screenshots from banking apps
• Photos of printed receipts
• PDF statements from your bank, etc.
Marta supports most major banks and recognizes a wide range of formats.
Does Marta recognize transfers to individuals?
Yes. Marta continuously learns and improves. If a transaction is unclear, it will ask for clarification once, remember your input, and avoid repeating the question in the future.
Which languages does Marta support?
Marta can communicate with you in Russian or English. Uploading expenses and bank statements is supported in over 40 languages.
Which currencies does Marta support?
Marta supports over 170 global currencies. All expenses are automatically converted at the real exchange rate on the transaction date into your chosen base currency for reporting.
You can change your base currency at any time, and all your data will be recalculated within seconds.
Does Marta work with all banks?
Marta works with most banks worldwide — as long as you can share a screenshot, photo, or PDF of your transactions, Marta can analyze it.
Is there a free trial?
Yes — you can try Marta free for 7 days on the monthly plan. No credit card required, cancel anytime.
Or skip the trial and choose the annual plan — get 2 months free and save 39% overall.
That’s our best deal — and it comes with a 14-day money-back guarantee.
Not happy? We'll refund you, no questions asked.
Can I cancel anytime?
Yes, you’re always in control.
On the monthly plan, you can cancel anytime and keep access until the end of your billing cycle.
On the annual plan, you can cancel within 14 days for a full refund — no questions asked.
After cancellation, you won’t lose your data. You’ll still be able to view your past reports and insights — only the ability to add new receipts will be paused.
How can I contact support?
If you have any questions or need help, our team is here for you:
Telegram: @MartaAI_Support
Email: support@marta5.ru
We're quick to respond — reach out anytime
Here you will find all the news about the service, announcements of new features and useful tips on how to keep finances under control
Go to the Telegram channel TAKE CONTROL
OF YOUR FINANCES TODAY.
SET UP MARTa
IN just 2 minutes.
CONTACT US
Don’t hold back — ideas,
questions, feedback welcome 
Support Team
@MartaAI_Support